Head to head · 50K futures
vs
Topstep vs Tradeify
Tradeify is the better value per attempt for 3 of our 5 example strategies, across 5 simulated accounts.
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Winner by trading strategy
| Strategy | Topstep | Tradeify | Better value per attempt |
|---|---|---|---|
| Scalper | Combine 50K + XFA Standard: $556 EV, 11% chance of $2,500 | Lightning 50K (straight to funded): $596 EV, 13% chance of $2,500 | Tradeify Lightning 50K (straight to funded) |
| Momentum day trader | No-activation Combine 50K + XFA Standard: $790 EV, 13% chance of $2,500 | Select 50K (Flex funded): $454 EV, 11% chance of $2,500 | Topstep No-activation Combine 50K + XFA Standard |
| Home-run hitter | No-activation Combine 50K + XFA Standard: $807 EV, 13% chance of $2,500 | Select 50K (Flex funded): $376 EV, 10% chance of $2,500 | Topstep No-activation Combine 50K + XFA Standard |
| Steady grinder | No-activation Combine 50K + XFA Standard: $707 EV, 13% chance of $2,500 | Lightning 50K (straight to funded): $1,044 EV, 24% chance of $2,500 | Tradeify Lightning 50K (straight to funded) |
| News trader | No-activation Combine 50K + XFA Standard: news restricted | Growth 50K: $446 EV, 11% chance of $2,500 | Tradeify Growth 50K |
Chance of $2,500 = chance of passing × chance of then taking home at least $2,500, after the split, in three months of funded trading. EV = expected value per evaluation purchase over the same three months, after fees, counting every payout. 12,000 simulated attempts per account and strategy. How the model works.
Rules side by side
| Topstep Combine 50K + XFA Standard | Topstep No-activation Combine 50K + XFA Standard | Tradeify Growth 50K | Tradeify Select 50K (Flex funded) | Tradeify Lightning 50K (straight to funded) | |
|---|---|---|---|---|---|
| Price | $49/mo | $95/mo | $145 | $165 | $492 |
| Activation | $149 | None | None | None | None |
| Profit target | $3,000 | $3,000 | $3,000 | $3,000 | None (straight to funded) |
| Drawdown (eval) | $2,000 end-of-day trailing | $2,000 end-of-day trailing | $2,000 end-of-day trailing | $2,000 end-of-day trailing | No evaluation |
| Drawdown (funded) | $2,000 end-of-day trailing | $2,000 end-of-day trailing | $2,000 end-of-day trailing | $2,000 end-of-day trailing | $2,000 end-of-day trailing |
| Daily loss limit | None | None | $1,250 (pauses the day) | None | $1,250 (pauses the day) |
| Consistency (eval) | Best day ≤ 55% of profit | Best day ≤ 55% of profit | None | Best day ≤ 40% of profit | No evaluation |
| Consistency (funded) | None | None | Best day ≤ 35% of profit | None | Best day ≤ 20% of profit |
| Split | 90% | 90% | 90% | 90% | 90% |
| First payout | 5 winning days of $150+ · minimum $125 · cap $2,000 · 50% of profit withdrawable | 5 winning days of $150+ · minimum $125 · cap $2,000 · 50% of profit withdrawable | 5 winning days of $150+ · balance at start + $3,000 to request (the payout can take it below) · minimum $500 · cap $1,500 | 5 winning days of $150+ · minimum $250 · cap $2,500 · 50% of profit withdrawable | $3,000 profit first · minimum $1,000 · cap $2,000 |
| Later payouts | 5 winning days of $150+ between payouts · cap $2,000 · drawdown floor moves up to its lock level after a payout | 5 winning days of $150+ between payouts · cap $2,000 · drawdown floor moves up to its lock level after a payout | 5 winning days of $150+ between payouts · caps $2,000, $2,500, $3,000 (last repeats) · balance back at start + $3,000 before each · drawdown floor moves up to its lock level after a payout · 3 payouts, then the account closes or moves to live | 5 winning days of $150+ between payouts · cap $2,500 · drawdown floor moves up to its lock level after a payout · 3 payouts, then the account closes or moves to live | as often as daily · caps $2,000, $2,000, $2,500 (last repeats) · $2,000 new profit before each · consistency then 25%, 30% (last repeats) · drawdown floor moves up to its lock level after a payout · 3 payouts, then the account closes or moves to live |
| News trading | Restricted | Restricted | Allowed | Allowed | Allowed |
| Micro-scalping rule | None | None | Too much profit from trades under 10 seconds is penalized | Too much profit from trades under 10 seconds is penalized | Too much profit from trades under 10 seconds is penalized |
| Copy trading | Own accounts only | Own accounts only | Own accounts only | Own accounts only | Own accounts only |
| Max funded accounts | 5 | 5 | 5 | 5 | 5 |
| Max loss per trade | No limit | No limit | No limit | No limit | No limit |
| Gambling clause | Yes: the firm can refuse payouts or close accounts for gambling-style trading | Yes: the firm can refuse payouts or close accounts for gambling-style trading | None found | None found | None found |
Full detail and sources: Topstep · Tradeify. Dotted values are estimates still to be verified.